Mainstream America is taking more notice of an ongoing transformation in the technology being used at the point of sale. This is the experience when we pay for things at stores. What do we do now? Do we dip the chip card into the card reader? Pay cash? Swipe a card? Use a mobile app? Use NFC – Apple Pay, Samsung Pay on our mobile phones? Or use an NFC enabled payment bracelet or a smartwatch? There are so many possibilities sometimes it can be overwhelming. One thing is clear and that is the USA is joining the rest of the world on a international standard called EMV. The more secure chip based technology that’s been around for years and years.